The Fragility Diagnostic reads your company the way an MRI reads a body — the break already there, the fracture forming beneath the surface, and the old injury that never healed right. Every finding computed from your own data, cited to the line it was read from, and tagged one of two ways: bleeding today, or lands within 6–18 months. Different findings, different urgency, same rigor.
None of them reads the contract that holds your largest exposure. None of them joins the systems that don’t talk to each other. None of them models the quarter the cash runs short while the P&L still looks fine. The Diagnostic reads across all of them — and puts a dollar figure on each exposure before it reaches the bottom line.
Dependency concentration — customers, channels, suppliers, referral sources, and the calendar of when each renews or reprices. Revenue durability. Margin and pricing integrity — including costs booked as one-time that recur. Cash conversion and covenant headroom. Debt capacity. Earnings quality — a fragility read, not a Quality-of-Earnings attestation. Contingent and off-balance-sheet exposure. At the Standard tier and above, the operational dimensions join: key-person exposure, talent-system fragility, and succession risk, read from HRIS and org-structure data.
Every account, channel, and contract carrying a disproportionate share of revenue — joined to the calendar of when each renews, reprices, or matures. Present-state concentration and the forward cliff, computed at your own margin.
Where you’re underpriced, where margin is leaking now, and the margin slope as the forward read.
The true cash-conversion cycle, months of real runway, debt capacity, and covenant headroom before the next test — the single source of truth for working capital.
Every fracture with its value at risk (computed) and value recovered if fixed (estimated, with a named mechanism and a stated assumption) — split into Recover Now and Protect Ahead, ranked by recoverable value.
Each finding a living item with a status, an owner, a target date, and a recovered-value counter. The diagnostic doesn’t end at delivery; it keeps score.
The Financial Fragility Diagnostic. Core financials · 1 working session. Reads financials only — which is why it carries its own honest name.
+ channel, referral, product; trailing revenue and churn. The operational (HRIS) read begins here · 2 working sessions.
+ contracts, CRM cross-check, multi-entity consolidation, cohort curves. Deeper operational read · 3 working sessions.
Full stack plus custom stress modeling. Board-grade operational read · 4–5 working sessions.
Quality never scales down. What scales is how much data feeds each deliverable — a Foundation map is the complete read of a simpler company, not a lesser artifact. Revenue is the guide rail; structural complexity is the tie-breaker: a $30M five-entity roll-up is an Enterprise engagement, because the work is in the reconciliation, not the top line.